When your cat is sick or injured, you want to make sure you can get him the best care possible. Pet insurance can help. It pays for eligible vet bills and reimburses you based on your plan’s coverage. Choosing the right policy can save you thousands of dollars over the course of your pet’s lifetime.
There are many factors to consider when selecting a pet insurance plan for your cat, including cost, coverage options, and claims processing times. In order to find the right plan for your cat, it is important to compare quotes from multiple providers. NerdWallet’s ranking of the best pet insurance companies in America has been developed to help you find the company that best meets your needs.
Cats can become ill or injured at any age, and they often require expensive treatments that can quickly add up. Even routine exams and preventive care can be costly. With affordable premiums and reimbursement rates, a cat insurance policy is a smart investment.
The most popular type of pet insurance is comprehensive, which covers both accidents and illnesses. However, not all policies are the same, and it is essential to read the fine print before purchasing a policy. For example, most plans exclude pre-existing conditions that existed before your pet’s coverage took effect, such as diabetes or cancer. Some insurance providers also offer wellness coverage, which includes alternative medicine and services like acupuncture.
Figo offers a variety of plans with different reimbursement rates, deductibles, and coverage limits to suit your needs and budget. The company offers one of the fastest claim processing timelines in the industry, averaging just two days. This helps to minimize financial stress for you and your pet as you wait for a claim to be considered and paid.
Trupanion stands out from other pet insurance companies because it does not charge a yearly deductible for most policies. Instead, it has a system of deductibles per condition, so once you meet the deductible for an illness or injury, you won’t have to pay it again for that specific issue. Additionally, Trupanion has no annual or lifetime coverage limits, meaning it will always cover 100% of your eligible vet expenses.
Healthy Paws is a unique pet insurance company because it doesn’t follow the trend of other insurers to increase prices and reduce coverage as pets grow older. Its simple online enrollment process makes it easy for pet owners to choose a plan that meets their needs. Its customer service team is available by phone, email or live chat to answer any questions you may have.
Fetch by The Dodo allows pet parents to enroll their kittens as young as six weeks, which is a great option for young felines that are often sold at that age and are more likely to develop hereditary or congenital diseases. Fetch’s policy also includes up to $1,000 in virtual veterinarian visits and veterinary-prescribed holistic and alternative therapies, such as acupuncture. cat insurance